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M^0 is a decentralized stablecoin protocol that allows approved participants to mint M tokens using collateral approved by the protocol. Users can earn returns on their collateral while using stablecoins pegged to the US dollar. The protocol was initially launched on Ethereum and will later expand to other Layer 1 and Layer 2 networks. The core team behind M^0 includes members from projects such as MakerDAO and Circle. The M^0 solution offers greater flexibility, reduced centralization, and provides governance members with greater decision-making autonomy, opening new possibilities for project development and integration with existing products.